This is usually about that time of the year when most people over the age of 65 begin to look into a Medicare Supplement Insurance Plan. This plan is really lucrative for some as it is used to fill in the gaps that do not or do not fully cover with Medicare.
How needy are you? If you urgently need to pay for your medical expenses, doctor visits and prescription drugs, then you just have to get one of those great plans. Listen here, we all do not want to be in a financial position to rely on insurance to cover our living expenses, but a Medicare Supplement Insurance Plan is a really good way to cover the costs that you do not really have the means to pay.
Obama was in the White House and wanted to get rid of this fabulous insurance. It will not happen, so stop worrying about “What if you decide to make a plan and Medicare becomes discarded tomorrow.” Medicare will not go anywhere in the near future, so you need to get that out of your head.
Let’s ask ourselves a question here; What if I told you that I could find the lowest price for a Medicare supplement plan, with the best insurance firm out there? Would you like to apply? I am sure that if you qualify, the answer to this question would be an automatic YES! That’s no doubt. Medicare is here to stay so you can jump on board and get a Medicare Supplement Insurance plan now.
The interesting thing about the Medicare Supplement Insurance market is that there are hundreds of brokers who help people like you figure out which plan best suits their needs. It does not matter if you are on Medicare or the coverage was denied with a company in the paast, you can still apply for a Medicare supplement with a new insurance broker or agency.
Many seniors think that they have to pay for a service offered by a broker, but that is not the case. The service of a Medicare supplement brokerage offer is free of charge for you. They will be paid by the insurance company when you sign up for a plan and there will be no upfront costs. So, if you’re ready to start an application online for your Medicare supplement, do not hesitate to look for a broker or agent who is licensed in that department and knows the basics of Medicare. It will end up saving you tons in the future and you would be glad you did.
You might opt for an entirely different Medigap policy at https://www.medicaresupplementplans2019.comor you choose to change to a Medicare Advantage plan which gives coverage for prescription drugs.
Peradventure you choose to discard your complete Medigap plan, you need to be cautious about the time when you want to take a decision. When you sign up for a new Medicare drug plan, you’ll be charged a late sign up fee if any of the following apply:
- You drop your entire Medigap policy and the drug coverage was not creditworthy
- You go 63 days or more at a time before your new Medicare drug coverage begins
- Call your state insurance department.
- Call your State Health Insurance Assistance Program (SHIP).
- Find a Medigap policy.